Grow Your Business with Flexible Working Capital Loans
Unlock the operational funds your business needs to thrive with our customizable Working Capital Loans. Designed to smooth out cash flow gaps, cover daily expenses, and manage immediate growth opportunities, this financing provides the flexibility and speed essential for maintaining a healthy business momentum.
Why Choose a Working Capital Loan?
Working Capital Loans are a crucial tool for both established and growing businesses looking to manage day-to-day operations efficiently and respond quickly to market demands.
Rapid Access to Capital: Our short-term business funding solutions offer fast access to capital, with funding available in as little as 24 to 48 hours.
Bridge Cash Flow Gaps: Ensure smooth operations by covering inventory, payroll, utilities, and general expenses during slow periods or waiting for invoices to be paid.
Fuel Immediate Growth: Use funds to capitalize on bulk purchasing discounts or urgent marketing campaigns.
Flexible Repayment: Loan terms range from 6 to 36 months, providing manageable payment structures tailored to your business cycle.
Key Loan Features & Benefits
Funding Amount: Secure up to $10,000,000 (depending on your qualifications)
Flexible terms: From 6 to 36 months
Interest Rates: As fast as 24 to 48 hours
Purpose: Payroll, inventory, marketing, and general operating expenses
Qualifying for a Working Capital Loan
These options provide unique benefits tailored for newer businesses or those in need of quick working capital. Meeting the following minimal requirements is the first step toward securing your operational funding:
Minimum Business Requirements:
Operating History: A minimum of 4 months in business.
Annual Revenue: At least $60,000 in gross annual revenue.
Credit Score: A minimum personal FICO score of 500 or higher.
Documentation: 4 months of recent business bank statements.
