Grow Your Business with Flexible SBA 7(a) Small Business Loans
Unlock the capital your growing business needs to thrive with government-backed Small Business Administration (SBA) 7(a) loans. Designed to offer stability and competitive financing, our SBA loan options provide the flexibility and terms that traditional financing often lacks, supporting businesses from startup to established growth.
Why Choose an SBA 7(a) Small Business Loan?
SBA 7(a) loans are a unique, powerful tool for business owners looking to secure working capital quickly and on favorable terms.
Government-Backed Security: These loans are partially guaranteed by the U.S. government, which allows us to offer more favorable terms than many conventional loans.
Flexible Funding Use: Funds are ideal for working capital needs, including rent, payroll, 1099 payments, utilities, marketing, membership programs, debt refinancing, and more.
Speed and Accessibility: Small businesses can receive funding in as little as three weeks for working capital.
Easy Qualification Check: The initial credit check is a soft inquiry, meaning your credit score will not be impacted, and you do not need documents to determine if you qualify.
Key Loan Features & Benefits
Funding Amount: Up to $5,000,000 (Small Business Working Capital: $17,500 to $500,000)
Flexible terms: 10-year loan terms
Interest Rates: Highly competitive (WSJ Prime + 2.75% to 6.50%)
Purpose: Access new working capital, debt refinancing, and more
Qualifying for an SBA 7(a) Small Business Loan
SBA 7(a) loans are available for startups, growing, and established businesses. Meeting the following requirements is the first step toward securing your funding:
Minimum Business Requirements:
Operating History: Must show a profit in the U.S. for more than two months.
Annual Revenue: Demonstrate the equivalent of at least $50,000 in annual revenue.
Credit Check: Qualification is based on a soft credit check that does not impact your credit score.
