Grow Your Business with Flexible SBA Commercial Loans
Unlock the capital your established business needs to thrive with government-backed Small Business Administration (SBA) commercial loans. Designed to offer stability and competitive financing, our SBA loan options provide the flexibility and terms that traditional financing often lacks.
Why Choose an SBA Commercial Loan?
SBA loans are a unique, powerful tool for established business owners looking to grow, refinance, or expand.
Government-Backed Security: These loans are partially guaranteed by the U.S. government, which allows us to offer more favorable terms and lower down payments than many conventional loans.
Flexible Funding Use: Whether you need to acquire equipment, purchase real estate, expand your operations, or consolidate high-interest debt, SBA funds offer versatile capital deployment.
Competitive Rates: Access some of the most favorable rates on the market. SBA loans offer lower, government-backed rates.
Key Loan Features & Benefits
Funding Amount: Up to $5,000,000
Flexible terms: from 5 to 25 years
Interest Rates: Highly competitive. SBA loans offer lower, government-backed rates.
Purpose: Refinance existing business debt or access new working capital
Qualifying for an SBA Commercial Loan
SBA loans are specifically designed for established businesses that demonstrate stability and a clear path to future success. Meeting the following requirements is the first step toward securing your funding.
Minimum Business Requirements:
Operating History: At least 2 years of continuous operating history.
Annual Revenue: Gross annual revenue of $120,000 or more.
Credit Score: A minimum personal FICO score of 660.
