Maximize Cash Flow with a Revolving Accounts Receivable Line of Credit
Unlock the working capital tied up in your outstanding invoices with our Revolving Accounts Receivable Line of Credit. Designed specifically for businesses with strong, consistent receivables, this flexible financing solution allows you to access immediate funds, turning slow-paying invoices into instant cash flow for operations, expansion, or inventory purchases.
Why Choose an Accounts Receivable Line of Credit?
A revolving line of credit backed by your accounts receivable is the perfect tool for businesses experiencing rapid growth or facing seasonal cash flow gaps.
Immediate Working Capital: Get quick access to funds based on the value of your existing accounts receivable, providing liquidity without waiting for customer payments.
Flexible and Revolving: As you pay down your outstanding balance, the credit automatically replenishes, ensuring capital is always available when you need it.
Focus on Receivables Strength: Unlike traditional loans, this solution prioritizes the health of your receivables, making it an excellent option for businesses with strong sales but limited access to conventional bank financing.
Scalable Funding: Your line grows with your business and your sales, ensuring your financing capacity keeps pace with your expansion.
Key Loan Features & Benefits
Funding Amount: Starting at $200,000 with No Cap
Financing Level: Access up to 95% of your current Accounts Receivable
Interest Rates: Highly Competitive Rates
Purpose: Working Capital, Inventory, Payroll, Bridging Cash Flow Gaps
Qualifying for an Accounts Receivable Line of Credit
This product is designed for established B2B or B2G businesses that generate consistent sales through invoices but require flexible, immediate access to cash.
Minimum Business Requirements:
Operating History: At least 1 year in operation.
Annual Revenue: Minimum of $500,000 in annual gross sales.
Receivables Requirement: At least $75,000 in open accounts receivable on 30 to 60 day terms.
Credit Score: No minimum personal FICO score required.
