Grow Your Business with Flexible Asset-Based Commercial Loans
Unlock the working capital your established business needs to thrive with our Asset-Based Lending (ABL) program. Designed to offer flexible funding secured by real estate or heavy equipment, our ABL program provides a revolving line of credit that traditional financing often lacks.
Why Choose an Asset-Based Commercial Loan?
Asset-Based Loans are a powerful tool for established business owners looking to leverage their existing assets for working capital or expansion.
Revolving Line of Credit: Our program provides a flexible, revolving line of credit that you can draw on as needed, offering superior cash flow management.
Leverage Owned Assets: Your loan is secured by real estate or heavy equipment you currently own, allowing you to unlock substantial capital without taking on new, unsecured debt.
No Loss of Equity: Enjoy the unique benefit of accessing substantial capital without giving up a stake (equity) in your business.
Competitive Advance Rates: Access advance amounts up to 90% of the asset's value, offering significant liquidity.
Key Loan Features & Benefits
Funding Structure: Revolving Line of Credit
Security: Real Estate or Heavy Equipment
Advance Amount: Up to 90% of the asset’s value
Payments: Monthly Payments
Purpose: Working capital and flexible funding
Qualifying for an Asset-Based Commercial Loan
Our Asset-Based Lending program is specifically designed for established businesses that own high-value assets and need flexible working capital. Meeting the following requirements is the first step toward securing your funding:
Minimum Business Requirements:
Operating History: At least one year of continuous operating history.
Owned Asset Value: Must fully own an asset (Real Estate or Equipment) valued at $250,000 or more.
Credit Score: A minimum personal FICO score of 600.
